Off-Ramp Settlement

Convert Stablecoins to Fiat Instantly.

Use your MiCA-compliant stablecoins to settle directly into local currency, with the best rates, full fee visibility, and direct bank settlement, all from your dashboard.

Off-ramp FundsAI Agent Active
From Wallet (USDC)50,000.00
To Bank Account (USD)$49,985.50
Converting and routing to your bank account...

Trusted by finance leaders at the world's leading companies

Liquid - Trusted Yala customer
Carry1st - Trusted Yala customer
Sanofi - Trusted Yala customer
SKF - Trusted Yala customer
Moniepoint - Trusted Yala customer
Stablecoin Conversion

Convert MiCA-compliant stablecoins into fiat seamlessly.

Swap USDC, USDT, or EURC into local currency directly from your Yala dashboard. No manual steps, no third-party tools. A single, streamlined flow that moves your digital assets into the traditional banking system quickly and securely.

  • Support for USDC, USDT, and EURC
  • Convert into EUR, USD, and 20+ local currencies
  • Full transaction visibility from your dashboard
S
Source WalletUSDC Balance
54,200.00
🏦
Local SettlementBusiness Bank Account
₦84,552,000
Processing via T+0 Instant Rail
Verifying Assets
Optimizing Liquidity
Initiating Payout
You Sell
25,000.00USDT
You Receive
39,250,500NGN
Best rate locked
Direct Merchant Settlement

Settle merchants directly. No intermediaries.

Convert your stablecoin balance and pay merchants directly in their local currency. No intermediary wallets, no manual handoffs — funds go from your digital balance straight to your merchant, fast.

  • Pay merchants in their local currency directly from your stablecoin balance
  • No intermediary wallets or extra steps in between
  • Settle in 20+ local currencies across global markets
Rate Transparency

Lock in your rate. No surprises.

See your conversion rate in real time and lock it in before confirming the transaction. What you see is what you get. No hidden spreads, no slippage, no unexpected charges after the fact.

  • Real-time conversion rates displayed before confirmation
  • Lock in your rate to eliminate slippage
  • No hidden spreads or surprise fees
1
2
3
Withdrawal Amount10,000.00 PYUSD
Exchange Rate1 PYUSD = 1,605 NGN
Net Payout₦16,050,000.00

Compliance Check

Ref: TX-2025-09183

KYC Verified
AML Screening Passed
Reserve Requirements Met
Redemption Policy Compliant
Audit Trail Generated
MiCA Compliance

Built for the MiCA era. Compliance is our core infrastructure.

With the implementation of the Markets in Crypto-Assets (MiCA) regulation, the standard for digital asset handling has changed. Yala is built to exceed these requirements, ensuring every transaction is transparent and legally sound.

  • Licensed Crypto-Asset Service Provider (CASP) framework
  • Prioritize EMTs and ARTs that meet MiCA reserve and redemption mandates
  • Automated MiCA-ready audit trail for every transaction

Your off-ramp process at a glance

1

Initiate conversion

Select the stablecoin you want to convert and enter the amount from your Yala dashboard.

2

Lock in your rate

Review the real-time conversion rate and lock it in before confirming.

3

Confirm settlement details

Select your verified corporate bank account and preferred settlement currency.

4

Funds settle to your bank

Your fiat lands directly in your bank account. No intermediaries, no delays.

5

Audit trail generated

A MiCA-compliant transaction record is automatically created for your records.

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Step 1 of 5Initiate conversion
USDC selected · 25,000.00 entered
Initiate conversion
Lock in your rate
Confirm settlement details
Funds settle to your bank
Audit trail generated

FAQs

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